Rosenstein, Fist & Ringold counsels and represents clients in all aspects of troubled debt, debtor/creditor and insolvency law, both inside and outside of the bankruptcy arena.  The firm has had an active business bankruptcy practice for more than three decades.  Tony Ringold represented the late Honorable Royce Savage as trustee in the Homestake Oil Company bankruptcy, which until recently was the largest bankruptcy ever filed in the Northern District of Oklahoma.  The firm's bankruptcy practice is currently managed by John E. Howland, a 1978 graduate of the University of Oklahoma School of Law.  Mr. Howland has been extensively involved in business bankruptcies since 1981 and has represented creditors committees, debtors, trustees, creditors and shareholders in many significant cases.  He has represented parties in Chapter 11 cases in more than twenty states.  Mr. Howland has been a member of the American Bankruptcy Institute since 1992.  He was one of the first attorneys in Oklahoma to receive board certification from the American Board of Certification in business bankruptcy and has been board-certified since 1994.

The firm has a broad range of experience in bankruptcy, workout, insolvency and related matters. The firm assists business clients in insolvency-related engagements in an efficient and result-oriented manner, while providing the highest quality service possible.

RF&R's experience includes the following areas of representation:

• Corporate and individual business debtors in restructuring, reorganization and insolvency proceedings

• Out-of-court workouts and restructurings

• Serving as counsel for bankruptcy trustees and state court receivers

• Serving as counsel for individual secured, priority and unsecured creditors

• Serving as counsel for committees of unsecured creditors

• Assisting in issues arising in managing troubled companies

• Purchase and sale of assets or going concern businesses, both in and outside of bankruptcy

• Debtor-in-possession lending

• All types of bankruptcy and debtor/creditor litigation; including avoidance actions; lender liability; equitable subordination; validity, perfection, priority and enforcement of liens

• Involuntary proceedings

• Auctions, liquidations, going out of business sales and assignments for the benefit of creditors

• Consumer-related issues including non-dischargeability, lien avoidance, guarantor issues and defense of consumer statutory claims

• Realty and equipment lessors’ issues

• Advice to asset based lenders, real estate lenders and all types of borrowers and creditors in state court foreclosures, UCC sales, workouts and restructuring outside of bankruptcy